Paying your house rent is a responsibility that you must fulfill – every single month. Failing to pay your rent on time has its consequences. It can be an interest or eviction. People who can’t make rent on time often resort to loans. Before applying for a loan such as a payday loan or cash advance loan, consider the interest rate. Which comes with a higher interest rate?
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How Long Can Your Landlord Wait Before Evicting You?
So, you can’t make rent this month. How long do you think before your landlord evicts you? Your landlord can’t evict you a day after your rent’s due date. Your landlord will send you a notification first regarding the overdue rent. He will then give you some time to pay it. In the notification letter, he can also ask you to leave if the rent remains unpaid after the given time.
Most landlords give a month to their tenants. If you have a written contract, you can check if there are specific rules regarding eviction and unpaid rent.
What Can You Do If Your Landlord Says You Are Evicted?
If you need help paying rent, start looking for a remedy before your due date arrives. Do not wait for your due date to realize that you can’t make rent for the month. After your landlord sends a notice and you are still unable to pay, leaving is not your only option. What can you do?
Talk to your landlord
Talking to your landlord is your best bet. Make a written promise. Remind your landlord of your good payment history. Explain why you can’t make rent this month. Give your landlord acceptable reasons why you are unable to pay even after the extension. If you have been a good lessee in the past, your landlord might reconsider and revoke his eviction notice.
Make a partial payment
One way to make your landlord agree with you is by paying a partial amount. If you can give even half of the past due amount, your landlord can reconsider. Ask for a receipt.
Make a payment plan
Don’t just offer a promise to pay or give half of your owed rent. Present a payment plan as well. An example of a payment plan can be:
- Paying twice a month
- Paying every week
- Giving your landlord a specific date (say you are waiting for something big like a bonus from work or for a loan that is waiting for approval)
Getting Help to Pay Your Rent
If you know that you will need help paying rent, ask for one immediately. If you can’t make rent even for a month, your landlord will surely evict you. Do not wait for it to happen. Here are some things to do if you will need help paying rent.
Check for federal programs
There are federal programs that offer assistance for people who need emergency payment. There are federal agencies that can help you not get evicted, you just have to look for one.
Check for a grant
You can also check for agencies that offer grants. Some of the said agencies are the following:
Religious charitable institutions
There are Christian and Catholic charity groups that offer assistance grants to people who might be in need. If you find one, you only have to make an application and talk to their case worker.
Non-government organizations
You can search for this type of organization online. One group you can check is 211.org.
Conclusion
If you are missing on your rent because you have a number of debts to pay, then you should start organizing your debts. There are ways to manage debt. Having debt is not bad, but you have to manage it, so you can pay all your dues on time. Once you learned how to manage your debt, you can enjoy more financial freedom and won’t need help paying rent again in the future.